About
Our Firm
Common Sense Retirement Planning’s mission is to reduce financial fear in retirement. Our primary focus is retirement income strategies, and we aim to help provide retirees and pre-retirees with safety of assets, financial liquidity, favorable tax statuses, protection from nursing home expenses and probate and better-than-average returns. We recognize the concern among seniors over outliving their retirement savings, and therefore, gain immense satisfaction from being able to create financial solutions for these wonderful people.
Phillip Allen
Phillip Allen is co-host of Common Sense Retirement Planning. He has experience in the insurance and annuity industry and has been helping seniors make wise financial decisions for more than 30 years. He studied business administration at Bob Jones University before becoming licensed in the securities industry in 1983. Phillip currently holds his life insurance licenses in the Carolinas and Georgia, as well as, Series 6, Series 26 and Series 63 securities registrations in these states. He is a registered principal for Capital Investment Group, which is the largest independent broker-dealer in the Carolinas, and is a local radio personality on news radio WORD 106.3 FM. He has also made appearances on local television stations, WLOS and WYFF. Phillip lives near Furman University with his wife, Terri, and their three children. He and his family are active members of the Forestville Baptist Church, as well as supporters of Compassion International. Phillip is an avid hiker and backpacker, who always has his dog, Timber, by his side. He also enjoys hunting and riding his motorcycle. Learn more about Phillip at www.PhillipAllenInc.com.
Tony Dale
Tony Dale is a co-host of Common Sense Retirement Planning with 15 years experience in the insurance and annuity industry. He holds life and health insurance licenses in South Carolina and North Carolina, as well as Series 6 and Series 63 securities licenses in these states. Learn more about Tony at www.TonyDaleInfo.com To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@commonsenseretirementplanning.com or call us at 800.687.6768 today! By contacting us, you may be offered information regarding the purchase of insurance and investment products. Securities offered through Capital Investment Group Inc. Member FINRA/SIPC.
Meet Our Team
Common Sense Retirement Planning’s mission is to reduce financial fear in retirement. Our primary focus is retirement income strategies, and we aim to help provide retirees and pre-retirees with safety of assets, financial liquidity, favorable tax statuses, protection from nursing home expenses and probate and better-than-average returns.
We recognize the concern among seniors over outliving their retirement savings, and therefore, gain immense satisfaction from being able to create financial solutions for these wonderful people.
Rebecca Kincaid, CLU • Retirement Planner
Rebecca Kincaid is a good ole Georgia girl who grew up on a sweet potato farm in south GA. She has lived in Greenville for almost five years since her husband, Pate, was transferred here as a salesman for John Deere. She left Atlanta kicking and screaming, but now is so happy God lead her to Greenville. She has fallen in love with the people, the town, and the family environment that is fostered here.
Rebecca began her career in the insurance industry more than 17 years ago as a writing agent. In 2004, she joined Old Mutual Financial Network as a Regional Coordinator, earning promotion to and serving as Life Regional Manager and Annuity Regional Manager. Rebecca has been helping clients with their life insurance cases since 2010. She earned a B.A. in Public Relations from Valdosta State University in 2003. Rebecca is currently registered with the, SEC, FINRA and the South Carolina Department of Insurance, where she holds P&C, life and health licenses. In 2010 earned the designation of Chartered Life Underwriter (CLU) through The American College. Rebecca has vast experience in life insurance, long term care and tax-free retirement strategies. One of her favorite things about the business is building relationships with clients and helping them have peace in retirement.
In addition to working with clients, Rebecca also works with Tarkenton Financial, founded by National Hall of Famer (1986), Fran Tarkenton. For the past 7 years, she has managed more than two hundred of Tarkenton Financial advisors helping them to build their financial practices.
When she isn’t working, she is wrestling with her son, Finley, or playing princess with her two daughters, Ava and Temple.
“I love the personal and professional relationships that I’m able to build with our clients. Closeness and cooperation contributes to greater success for everyone.”
Wesley Palmer • Registered Representative
Wesley Palmer is a local boy who was born in Greenville and raised in Taylors, South Carolina. He attended Greenville Technical College.Then went on to get a National Certification to become a Fitness Trainer. After a successful stent working as a fitness trainer/coach helping people achieve physical goals, he decided to change course, and pursue a career in retirement planning.Wes is licensed in the state of South Carolina for Life and Health insurance. He also holds FINRA series 6 and 63 securities licenses. He has been working with the broker dealer Capital Investment Group, and Phillip Allen Inc. since January of 2015.
Wes was married in the Spring of 2017 to his fiancé, Erica. Wes and Erica enjoy spending time with their two dogs, Bonnie and Durro They are also in the process of building a home in Travelers Rest. When Wes isn’t at work he is usually out on the Swamp Rabbit Trail running/training for local run races, or out on his road-bike riding in the mountains.
Wes has a passion for building long-lasting relationships with clients, while helping them achieve safety and peace of mind in retirement.
Katie Sanders • Registered Representative
Katie Sanders is a native of Greenville who began working with the Phillip Allen, Inc. team in 2016. An ardent Crimson Tide fan, Katie earned a B.A in public relations from The University of Alabama and worked in the marketing and consulting fields immediately after college.
Katie is an active volunteer at the Ronald McDonald House Charities of the Carolinas, Junior League of Greenville and Alpha Delta Pi Sorority. When she’s not in the office or out in the community, she enjoys traveling, running, reading and playing with her cat – Bear Bryant.
Laura Crawford • LTC/Life
Laura Crawford specializes in Long Term Care and Life Insurance Strategies. She moved here from Texas in 1992 and is the proud mom of two boys. She joined Tony Dale Inc. in 2011. She has 25 years experience in telecommunications and management as well as a banking and mortgage lending experience. She has a Bachelor of Science Degree in Business Administration from Southern Wesleyan University.
Front (Left to Right): Tony Dale, Phillip Allen.
Back (Left to Right): Laura Crawford, Iva McGrath, Melinda Sanders, Janine Gieck, Rebecca Kincaid, Sarah DelCueto, Katie Sanders, Wes Palmer.
